VIGIL Insurance

PRODUCTS

Application, Policy and Claim Forms

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Application Forms
	Special Interest Vehicle Application Form
What We Cannot Insure
	- Drivers with no current insurance history (must be rating 5 or better) - Drivers with more than 5 speeding fines in last 5 years - Drivers with loss or cancellation of licence - Daily use of Porsches, HSV, WRX, Ford XR6/8 & FPV - Turbo charged cars for drivers under 21 years
Policy Brochures
	VIGIL Policy Wording (Applies to covers issued on or after 1.07.2007)	Vigil_Unique_MotorPolicy_Wording.pdf 670 kb
Claim Forms
	Accident Claim Form	CRETCLM600_VigilClaimForm0807.pdf 113 kb
	Theft Claim Form	RETCLM400_VigilTheftClaimForm0807.pdf 122 kb
	Windscreen Claim Form	RETCLM500_VigilBrokenWindscreens0807.pdf 82 kb

All care has been taken in preparing this website but no responsibility can be taken for
errors and omissions. Prices and details may be subject to amendment without notice.
Contact the webmaster with comments about this site.


Classic Car Insurance



Under continuous development for over 20 years, VIGIL CLASSIC is designed to offer the maximum flexibility for the classic and vintage vehicle, and classic motorcycle enthusiast. With a range of benefits and cover options, VIGIL Classic Car insurance is tailored to suit your needs and use pattern of your vehicle.


	Almost all cars, motorcycles, commercial and military vehicles, racing cars and exotic vehicles that are 15 years or older are considered for eligibility. It is actually easier to say what we do not cover; that is average, everyday vehicles used for normal family transport. However, if a vehicle is in exceptional condition for its age and is clearly treasured, even a common make may be considered for inclusion.


	Own Damage & Third Party Liability (Comprehensive) Fire, Theft & Third Party Liability Storage, Restoration & Transit (Laid Up) Third Party Liability Only
You also have the option of many different rating factors for cover including
	Driven Regularly to Work, Weekend and Club Use Wedding Hire Club Registration Recreational Use and Storage


	All vehicles must be kept off street when overnight at the home address. NO COVER is offered to vehicles kept on-street. Some vehicles are required to have minimum security of an immobilising device that activates itself automatically on leaving the vehicle. High risk vehicles are required to have additional security systems. Details will be supplied on individual application with your VIGIL insurance plan.


Agreed Value
	We have our own in-house price guide that is regularly updated. Any wide variation from this will require an independent written valuation from a qualified source. All vehicles submitted to VIGIL must have a recent, clear, colour photograph of the car supplied with the application form.

Choice of Repairer
	You are free to choose any repairer, providing they are quoting on a basis that is not widely varying from current market.

Front Windscreen Cover
	Free to car club members with cars over 25 years old. Also available as an optional extra on most vehicles. No penalties apply (Limit one per year).

Retention of Wreck
	You will retain all salvage of the wreck and are free to dispose of or rebuild it as you wish providing you are a current club member and your car is over 25 years old (Excluding theft of vehicle).

First Option on the Wreck
	You will be offered first right of refusal on the wreck in the case of a total write off.

Hotel and Traveling Expenses
	Limited travel and hotel expenses will be paid in the event of an accident which results in the event of a claim occuring 200 kms or more from your home.

Multiple Vehicle Bonus
	The more, the merrier. Providing all your vehicles are eligible to be included on the same classic policy, a sliding scale of discounts applies. A further discount applies to a situation where any one vehicle is being driven under our "stable" policy.

$20,000,000 Third Party Liability
	All of our policies have $20,000,000 Third Party Liability cover and are underwritten for VIGIL by Australian International Insurance Limited with Australia wide settlement through our Head Office.

All care has been taken in preparing this website but no responsibility can be taken for errors and omissions. Prices and details may be subject to amendment without notice. Contact the webmaster with comments about this site. Terms of Use \| Wesfarmers Privacy Policy


Modern Classic Car Insurance



VIGIL Modern Classic insurance is designed to suit the modern vehicles that are more than likely to become true classics. With a range of benefits and cover options, VIGIL Modern Classic Car insurance is tailored to suit your needs and use pattern of your vehicle.


	This category applies only to cars that are between 10 and 15 years old. Commercial, business vehicles, 4WD, motorcycles and certain high theft risk vehicles are not eligible.


	Own Damage & Third Party Liability (Comprehensive) Fire, Theft & Third Party Liability, Storage, Restoration & Transit (Laid Up)


	All vehicles must be kept off street when overnight at the home address. NO COVER is offered to vehicles kept on-street. Some vehicles are required to have minimum security of an immobilising device that activates itself automatically on leaving the vehicle. High risk vehicles are required to have additional security systems. Details will be supplied on individual application with your VIGIL insurance plan.


Choice of Repairer
	You are free to choose any repairer, providing they are quoting on a basis that is not widely varying from current market.

Windscreen and Window Glass Breakage
	All windscreen and window glass breakage is covered. No penalties apply. Subject to excess (limit one per year).

Hotel and Traveling Expenses
	Limited travel and hotel expenses will be paid in the event of an accident which results in the event of a claim occuring 200 kms or more from your home.

Multiple Vehicle Bonus
	The more, the merrier. Providing all your vehicles are eligible to be included on the same classic policy, a sliding scale of discounts applies. A further discount applies to a situation where any one vehicle is being driven under our "stable" policy.

$20,000,000 Third Party Liability
	All of our policies have $20,000,000 Third Party Liability cover and are underwritten for VIGIL by Australian International Insurance Limited with Australia wide settlement through our Head Office.

All care has been taken in preparing this website but no responsibility can be taken for errors and omissions. Prices and details may be subject to amendment without notice. Contact the webmaster with comments about this site. Terms of Use \| Wesfarmers Privacy Policy


Modified Car Insurance



Under continuous development for over 10 years, VIGIL Modified Car insurance is designed to cover drivers of all ages. With a range of benefits and cover options, VIGIL Modified Car insurance is tailored to suit your needs and use pattern of your vehicle.


	Almost all cars or derivative vehicles that are modified for improved performance, and not classed as "Street Rods" (a separate category) are considered for eligibility. Typical modifications include extractors, multiple carburetors, modified engines, wide wheels, lowered suspension, custom paintwork, body modifications, gearbox and differentials.


	Own Damage & Third Party Liability (Comprehensive) Fire, Theft & Third Party Liability Third Party Liability Only Storage, Restoration & Transit (Laid Up)


	All vehicles must be kept off street when overnight at the home address. NO COVER is offered to vehicles kept on-street. ALL VEHICLES ELIGIBLE UNDER OUR MODIFIED CAR SCHEMES ARE NOW REQUIRED TO HAVE FITTED A PASSIVE IMMOBILISER SYSTEM BEFORE THEFT COVER IS INCLUDED WHEN PLACED ON COVER. These devices are relatively simple, not too expensive and may be fitted by most auto electricians or specialised companies. The immobiliser must activate automatically on the driver leaving the vehicle. There is a great variety of these on the market and as long as the passive activation is part of the system, we do not wish to specify any particular make. In some cases, we may specify a higher performance level of security devices on particularly theft prone vehicles.


Market Value
	This is the standard policy in the event of an acceptable valuation not being supplied and is based on the market value of the unmodified car plus the improvements.

Agreed Value
	We have our own in-house price guide that is regularly updated. However in some instances we require an independent written valuation from a qualified source. All vehicles submitted to VIGIL must have a recent, clear, colour photograph of the car supplied with the application form.

Front Windscreen Cover
	Option to include front windscreen cover is available on request.

Choice of Repairer
	You are free to choose any repairer, providing they are quoting on a basis that is not widely varying from current market.

First Option on the Wreck
	You will be offered first right of refusal on the wreck, in the case of a total write off.

Multiple Vehicle Bonus
	The more, the merrier. Providing all your vehicles are eligible to be included on the same classic policy, a sliding scale of discounts applies. A further discount applies to a situation where any one vehicle is being driven under our "stable" policy.

$20,000,000 Third Party Liability
	All of our policies have $20,000,000 Third Party Liability cover and are underwritten for VIGIL by Australian International Insurance Limited with Australia wide settlement through our Head Office.

All care has been taken in preparing this website but no responsibility can be taken for errors and omissions. Prices and details may be subject to amendment without notice. Contact the webmaster with comments about this site. Terms of Use \| Wesfarmers Privacy Policy

Street Rod Insurance

Australian Street Rod Federation

Under continuous development for over 20 years, VIGIL Street Rod insurance is designed to offer the maximum flexibility for the Street Rod enthusiast. It has variations built in so that the product can be tailored to suit the vehicle owner and keep costs down.

Almost all cars with a separate chassis that are modified for performance improvement will be considered for eligibility. These vehicles are generally made before 1950 or are essentially copied from traditional Street Rod designs with separate chassis. Drivers are to be nominated as per Australian Street Rod Federation regulations.
Certain later model vehicles up to 1967, that are defined by the Australian Street Rod Federation (ASRF) as "custom classics" are also available.
Cover is usually restricted to members of the ASRF, affiliated clubs or clubs with similar aims and objectives. State Directors of the ASRF can help in the classifying of vehicles and assisting any potential member to join a suitable club.

Own Damage & Third Party Liability (Comprehensive) Fire, Theft & Third Party Liability, Third Party Liability, Storage, Restoration & Transit (Laid Up)

All vehicles must be kept off street when overnight at the home address. NO COVER is offered to vehicles kept on-street.
Some vehicles are required to have minimum security of an immobilising device that activates itself automatically on leaving the vehicle. High Risk vehicles are required to have additional security systems. Details will be supplied on individual application with your insurance plan.

Agreed Value

We have our own in-house price guide that is regularly updated. Any wide variation from this will require an independent written valuation from a qualified source. All vehicles submitted to VIGIL must have a recent, clear, colour photograph of the car supplied with the application form.

Choice of Repairer

You are free to choose any repairer, providing they are quoting on a basis that is not widely varying from current market.

Front Windscreen Cover

Free to car club members with cars over 25 years old.

Hotel and Traveling Expenses

Limited travel and hotel expenses will be met in the event of an accident which results in a claim occurring 200 kms or more from your home. Conditions apply.

Wedding Hire

Owners using their cars for weddings or similar usage will be considered on application.

Multiple Vehicle Bonus

The more, the merrier. Providing all your vehicles are eligible to be included on the same classic policy, a sliding scale of discounts applies. A further discount applies to a situation where any one vehicle is being driven under our "stable" policy.

$20,000,000 Third Party Liability

All of our policies have $20,000,000 Third Party Liability cover and are underwritten for VIGIL by Australian International Insurance Limited with Australia wide settlement through our Head Office.


Prestige Car Insurance



Vigil now insures most European Prestige vehicles such as Mercedes Benz, BMW, Saab, Jaguar and provide realistic values and premiums.


	This offer is limited to drivers over 25 years of age with good driving histories.


	Own Damage & Third Party Legal Liability (Comprehensive)


Choice of Repairer
	You are free to choose any repairer, providing they are quoting on a basis that is not widely varying from the current market.

Windscreen and Window Glass Breakage
	Free front windscreen cover is provided on most prestige cars.

Rating 1 Protection
	Is provided free and allows 1 claim per policy period with no loss of rating.

Hire Car Following Theft
	Allows for up to $750 of hire car costs.

Hotel and Traveling Expenses
	Limited travel and hotel expenses will be paid in the event of an accident which results in a claim occuring 200 kms or more from your home.

Multiple Vehicle Bonus
	The more, the merrier. Providing all your vehicles are eligible to be included on the same Prestige policy, a sliding scale of discounts apply. A further discount apply to a situation where any one vehicle is being driven under our "stable" policy.

$20,000,000 Third Party Liability
	All of our policies have $20,000,000 Third Party Liability cover and are underwritten for VIGIL by Australian International Insurance Limited with Australia wide settlement.

All care has been taken in preparing this website but no responsibility can be taken for errors and omissions. Prices and details may be subject to amendment without notice. Contact the webmaster with comments about this site. Terms of Use \| Wesfarmers Privacy Policy


American Car Insurance



Vigil insures most American cars, old and new, including left hand drive models that includes Mustang, Corvette, Camaro, Trans Am, Firebird etc...


	This offer is limited to drivers over 25 years of age with good driving histories.


	Own Damage & Third Party Legal Liability (Comprehensive) Third Party Only Third Party Fire & Theft Storage & Transit


Choice of Repairer
	You are free to choose any repairer, providing they are quoting on a basis that is not widely varying from the current market.

Front Windscreen Cover
	Free to car club members over 25 years old. Also available as an Optional Extra on most vehicles.

Hotel and Traveling Expenses
	Limited travel and hotel expenses will be paid in the event of an accident which results in a claim occuring 200 kms or more from your home.

Multiple Vehicle Bonus
	The more, the merrier. Providing all your vehicles are eligible to be included on the same Prestige policy, a sliding scale of discounts apply. A further discount apply to a situation where any one vehicle is being driven under our "stable" policy.

$20,000,000 Third Party Liability
	All of our policies have $20,000,000 Third Party Liability cover and are underwritten for VIGIL by Australian International Insurance Limited with Australia wide settlement.

All care has been taken in preparing this website but no responsibility can be taken for errors and omissions. Prices and details may be subject to amendment without notice. Contact the webmaster with comments about this site. Terms of Use \| Wesfarmers Privacy Policy


Private Imported Car Insurance



Vigil now insures many, but not all, of the imported vehicles from Japan, Hong Kong and South Africa including turbo charged models, four wheel drives and sports cars including Toyota Soarer, Nissan Silvia, Mitsubishi FTO, Lexus etc...


	All drivers with a current insurance rating of 5 or better will be considered, except for turbo charged cars where the minimum age is limited to 21 years and a current insurance rating of 3 or better.


	Own Damage & Third Party Legal Liability (Comprehensive) Third Party Only Third Party Fire & Theft Storage & Transit


Choice of Repairer
	You are free to choose any repairer, providing they are quoting on a basis that is not widely varying from the current market.

Rating 1 Protection
	Is provided free and allows 1 claim per policy period with no loss of rating.

Front Windscreen Cover
	Option to include front windscreen cover is available on request.

Hotel and Traveling Expenses
	Limited travel and hotel expenses will be paid in the event of an accident which results in a claim occuring 200 kms or more from your home.

Multiple Vehicle Bonus
	The more, the merrier. Providing all your vehicles are eligible to be included on the same Prestige policy, a sliding scale of discounts apply. A further discount apply to a situation where any one vehicle is being driven under our "stable" policy.

$20,000,000 Third Party Liability
	All of our policies have $20,000,000 Third Party Liability cover and are underwritten for VIGIL by Australian International Insurance Limited with Australia wide settlement.

All care has been taken in preparing this website but no responsibility can be taken for errors and omissions. Prices and details may be subject to amendment without notice. Contact the webmaster with comments about this site. Terms of Use \| Wesfarmers Privacy Policy


Four Wheel Drive Car Insurance



Vigil now insures four wheel drives including off road cover with no restriction on modification.


	This offer is limited to drivers over 25 years of age with good driving histories. We can offer cover for a large range of vehicles including Japanese Imports such as Toyota Surfs and Mitsubishi Delica's.


	Own Damage & Third Party Legal Liability (Comprehensive) Third Party Only Third Party Fire & Theft Storage & Transit


Choice of Repairer
	You are free to choose any repairer, providing they are quoting on a basis that is not widely varying from the current market.

Rating 1 Protection
	Is available on request, subject to an additional premium.

Front Windscreen Cover
	Option to include front windscreen cover is available on request.

Hotel and Traveling Expenses
	Limited travel and hotel expenses will be paid in the event of an accident which results in a claim occuring 200 kms or more from your home.

Multiple Vehicle Bonus
	The more, the merrier. Providing all your vehicles are eligible to be included on the same Prestige policy, a sliding scale of discounts apply. A further discount apply to a situation where any one vehicle is being driven under our "stable" policy.

$20,000,000 Third Party Liability
	All of our policies have $20,000,000 Third Party Liability cover and are underwritten for VIGIL by Australian International Insurance Limited with Australia wide settlement.

All care has been taken in preparing this website but no responsibility can be taken for errors and omissions. Prices and details may be subject to amendment without notice. Contact the webmaster with comments about this site. Terms of Use \| Wesfarmers Privacy Policy